Financial enmeshment bias occurs when the finances of parents and children are inappropriately commingled. This tends to happen most often with adult children. As parents, our natural inclination is to help our kids, but it’s crucial to understand the fine line between lending a hand and enabling dependency. I’ve been thinking about this more and more as my girls get older. Especially with Ella being so close to getting her driver’s license. If she can drive, how much should she pay for things like gas, insurance, and car payments and how much should I pay? I want her to learn to become independent, but I also want to help her because she works hard at school and cheer and doesn’t have a ton of free time to work a lot of hours.