Our favorite part of presenting a financial plan is that lightbulb moment – when a concept that a new client was previously unaware of comes into clarity. Inevitably, the next words we hear are some variation of, “Wow! We should have done this ten years ago.”
Are you dealing with the grief of losing your job this past week? If so, this post is for you.
For many of us, our day-to-day lives have never experienced more disruption. Between massive shifts in corporate strategy and company structure to home schooling your kids, it is harder than ever to maintain control of your personal finances. If you are preparing for a job transition, or if your firm has terminated its Supplemental Retirement Plan/Deferred Compensation Plan, you probably have a few questions. As always, we are here to help!
Yes, interest rates have fallen ... but don’t expect 0% loans. In and of itself, the Fed’s rate cut won’t cause mortgage rates to fall. Because mortgages are long-term loans, their interest rates tend to track long-term bond yields rather than short-term interest rates such as the federal funds rate.
Before the SECURE Act, IRA beneficiaries were able to extend required minimum distributions on their inherited IRAs over their entire lifetimes, allowing more opportunity for tax-free fund growth. The SECURE act eliminates the "stretch IRA."
As you look forward to the holidays, we’re thinking about December 31st. As part of our planning, we’re reviewing the tax-efficiency of clients’ portfolios.
As enrollment season is upon us, I was reminded of a recurring theme I heard in conversations this past Spring… wait, I owe WHAT in taxes?! While it seemed that most everyone was aware of the Tax Cuts & Jobs Act of 2017, very...
Medicare is a government-run health insurance program available to those sixty-five years and older, some individuals with disabilities, as well as those with certain chronic illnesses.