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Are you a football fan? If so, you understand the significance of an audible call at the line of scrimmage and how sometimes you are also forced to call an audible in life. Modern football has evolved since the late 19th century when Walter Camp at Yale University first pushed the idea of a quarterback receiving the ball from someone at the line of scrimmage. Over the years, players and referees have had to adapt to changes in the rules and new technologies. Flexibility and being able to adapt quickly are crucial skills that can help you navigate many aspects of your life, including financially. When it comes to emergency preparedness and planning, we often think about small steps taken over a long period of time. For example:

In the college savings game, all strategies aren't created equal. The best savings vehicles offer special tax advantages if the funds are used to pay for college. Tax-advantaged strategies are important because over time, you can potentially accumulate more money with a tax-advantaged investment compared to a taxable investment. Ideally, though, you'll want to choose a savings vehicle that offers you the best combination of tax advantages, financial aid benefits, and flexibility, while meeting your overall investment needs.

If you’re thinking about divorce, or you’re in the middle of divorce, there are financial considerations you have to think about. It’s hard because most people are so stuck in the emotional aspect of a divorce, but if you want to protect yourself, these are some items you need to address:

If you're living paycheck-to-paycheck or stuck in a job you don't love just to pay the bills, it can be easy to feel as though you're financially trapped. But financial freedom doesn't need to be elusive—with some focused and consistent effort, you may be able to achieve financial freedom sooner than you expected. Below, we'll discuss the different stages of the financial freedom journey.

Back to school time is stressful enough without having to worry about the financial impact of it all. According to a press release from the National Retail Federation in July 2023, back to school shopping is expected to hit an all-time high this year at $41.5 billion.

There are two things Americans have always looked forward to: going to the ballpark for the big game and retiring after a fulfilling career. Interestingly, baseball and retirement planning have several aspects in common. Taking the time to plan and create goals to work toward.

Over the weekend, I got to be a part of something incredibly special. Five years ago, my friends’ son was diagnosed with Type 1 diabetes. For anyone that has ever dealt with diabetes, or has a loved one with diabetes, you know the emotional, physical, and financial strain it can have. But this is no ordinary family. They took their distressing and upsetting news and turned it into hope. Every year since their son was diagnosed, they host the Diabetes Dash 5k Run/Walk. In the first 4 years they managed to raise over $80,000 for JDRF – the world’s largest nonprofit organization that funds and advocates for Type 1 diabetes research and treatments. On Sunday, they held their 5th annual race. It was the second year I was able to sponsor the event and the first year I was able to participate. Seeing what they have built was inspiring and I was in awe of the community of people that gathered around them to support their cause.

Financial freedom is a state of being in control of one's finances, covering expenses easily, and saving for future goals. Financial freedom enables you to choose how you spend or interact with your money and have the choice to decide what to do with it. Financial freedom is essential to being financially secure and meeting your goals. Here are ten tips to help you develop financial freedom.

On June 30, 2023, in a landmark decision, the Supreme Court struck down President Biden's student loan forgiveness policy, raising significant implications for the future of higher education and student debt. The Supreme Court's ruling on President Biden's student loan forgiveness policy comes after several legal challenges mounted by opponents who argued that such a policy exceeds the executive branch's constitutional authority. The court, in a divided opinion, ultimately held that the President's plan to forgive a substantial portion of student loan debt through executive action violated the separation of powers and bypassed Congress's authority to make decisions regarding federal spending.